Home Loan Refinance Steps

Your Application

This occurs between days one and three.

You complete a loan application provided by Mortgage Loans Online. The loan application is called a 1003 form. Once you fill that out, your credit report is pulled. You must then supply the following:

If you work for a company, you'll need to provide:

If you are self-employed, you'll need the following:

If you file your taxes as stated income you'll need the following:

Within 3 days of your application, after you have submitted all the required paperwork, you will receive a RESPA package. This package details the approximate costs associated with applying for your loan.

Opening the File


Lender Underwriting


Closing and Pre-Funding