UPDATE: Freddie Mac and Fannie Mae Announce New Mortgage Refinance Programs for 2019

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Both Freddie Mac and Fannie Mae Offer Alternatives to HARP

The FHFA (Federal Housing Finance Agency) HARP Refinance program ended on December 31, 2018 and was not extended. As a result, Freddie Mac and Fannie Mae launched new options very similar to HARP that provide refinance opportunities to borrowers with existing Freddie Mac and Fannie Mae mortgages who are making their mortgage payments on time.

Borrower Benefit

Borrowers must benefit from the refinance in at least one of the following ways:

  • • Reduced monthly principal and interest payment
  • • Shorter amortization term
  • • Interest rate reduction
  • • Move from adjustable-rate mortgage to a fixed-rate mortgage

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15 years

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