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Certain states may require us to obtain a license in order to provide these services within their state. Other states may not. Some states may require additional information disclosures be given to you in connection with the provision of these services. We reserves the right to refuse to accept or use the information you provide if such acceptance or use would constitute a violation of law or the terms and conditions of use for the site. The following statements provide information that may be applicable to you if you reside in, or are considering the purchase of property in one of the listed States. State mortgage regulators launched the Nationwide Mortgage Licensing System (“NMLS”) in January, 2008 to provide centralized and standardized online license management. The process of transitioning each state’s mortgage licensees to the NMLS has continued since the launch with the assignment of Unique Identification Numbers to facilitate licensee oversight and accountability. More information about the NMLS is available at www.stateregistry.org .

Colorado

Vertical Launch, LLC NMLS # 1827997

Mortgage Company Registration regulated by the Colorado Division of Real Estate

Texas

Texas - SML Mortgage Company License - NMLS ID: 1827997

1629 Smirl Drive, Suite #120, Heath, TX 75032

VERTICAL LAUNCH, LLC IS LICENSED UNDER THE LAWS OF THE STATE OF TEXAS AND BY STATE LAW IS SUBJECT TO REGULATORY OVERSIGHT BY THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING.

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.

Each state has unique and different Licensing requirements for the origination of residential mortgage loans within its borders. For information on our (or our preferred partner) license in the state you reside in, or the state where you are considering residential loan services, select from the list below: